About Us

Finbond is a leading Southern African micro-finance institution (MFI) that specializes in the design and delivery of unique value and solution based ethical finance solutions tailored around borrower requirements rather than institutionalized lending policies.

Finbond conducts its business through 2 divisions focused on:

• Micro Finance and
• Mortgage Originating and Property Investment

The Micro Finance division of Finbond focuses on assisting clients in the emerging middle class gain access to finance and credit solutions. The division operates through 150 branches nationally under the Finbond Micro Finance brands. This network of 'banking hall' type branches, where direct contact with clients is possible , offer short [30 day] , medium [ 90- 120 day] and long-term [12 month] month personal loans and credit life insurance products.Trained loan officers also provide essential education to prospective clients on site. Strategic initiatives currently underway in the Micro Finance Division includes:

• Expanding the product offering to include longer-term loans and small business (SME) loans as well as increasing the size of average loans;
• Offering funeral insurance in addition to the credit life insurance at all branches,
• Offering cell phone hand sets, cell phone air time and pre paid electricity at all branches
• Expanding the branch Network in the Southern Cape, Northern Cape , North West , Mpumalanga and Africa

Finbond's business's in the micro finance market have a track record and history of profitability of more than 12 years in the Micro Finance Market.

The Mortgage Originating division specializes in securing and managing the entire home loan application process on behalf of clients free of charge. For referring mortgages to these banks, Finbond receives a commission and in turn pays out a commission to mortgage introducers and business units on a sliding scale depending on volumes.

Finbond has emerged as one of South Africa's leading and fastest growing providers of unique finance solutions. The catalyst for the Group's growth has been the identification of the need in the South African home loan and micro finance markets for innovative lending products and services. The Group's management have a long and successful track record within the financial services sector. This combined with well developed systems, unique branded product offerings, advanced information technology and a well trained and motivated staff compliment, provide Finbond with a sound platform for future growth.