About Us

Finbond Group Limited is a leading South African Financial Services institution that specializes in the design and delivery of unique value and solution based savings, credit and insurance solutions tailored around depositor and borrower requirements rather than institutionalized policies and practices.

Finbond conducts its business through Finbond Mutual Bank’s two divisions focussed on:

  • Investment and Savings Products and
  • Micro Credit Products

Investment and Savings products, that offer a superior above average rate of return, are offered nationally to investors and pensioners looking for guaranteed higher fixed income in the current environment of depressed yields. Finbond’s strategy is to stimulate savings through offering superior investment and savings solutions by providing client shareholders with better interest rates, better products and better service. At 28 February 2014 Finbond Mutual bank held deposits of R695.9 million. All investment and savings products are marketed nationally in the print and radio media, and available nationally through Finbond Mutual Bank’s head office call centre in Pretoria.

Micro Credit Products are offered nationally to the under-banked and underserved market of more than 40% of the adult population in South Africa actively seeking credit solutions but remaining largely unattended and underserviced due to the traditional banks’ concentration on the higher income brackets of the population. Finbond Micro Credit division operates nationally through 281 branches in South Africa and has 866 employees. For the twelve months ended 28 February 2014 Finbond granted loans of R539.3 million and received cash payments of R709.5 million from clients. 100% of customer payments are collected via advanced direct debit orders.

Finbond commenced trading in 2003, was listed on the Johannesburg Stock Exchange in 2007 and received its Mutual Banking license from the South African Reserve Bank in 2012.

Finbond’s management team have a long and succesful track record within the banking, micro finance and financial services sectors. This, combined with well-developed systems, unique branded product offerings, advanced information technology and a well-trained staff compliment, provide Finbond with a sound platform for future growth.